Highlights of Pecan Grove MUD Meeting – October 26, 2021

The regular monthly meeting of the Pecan Grove Municipal Utility District was held at the Pecan Grove Baptist Church on the evening of October 26, 2021.

PGVFD Report – September 2021

Fort Bend County Sheriff’s Office

Monthly Contract Report – Pecan Grove – October 2021

Operator’s Report

All water quality tests were found to be in compliance for the month. The bollards on the levee at the east end of Timothy Lane have been installed and the gate is being made. The tree in the swale between Harvest Green and our levee has been removed as it was restricting drainage.

Click here to view Projects Under Construction and Design.

Venomous Snake in Pecan Grove Park

Pecan Grove MUD has recently received reports of the presence of a venomous snake in the Pecan Grove Park off Pitts Road. Time and Season is monitoring the situation and following the guidance and regulations set by the Texas Parks Wildlife Department.

New Federal Flood Insurance Information

New FEMA Risk Rating 2.0 for Flood Insurance Premiums

Change Effective 10/1/21

Pecan Grove MUD residents,

A question that many residents have asked Pecan Grove MUD, is “Even though I live behind a levee, should I still buy flood insurance?” While each resident must make that decision for themselves, Pecan Grove MUD strongly recommends that every homeowner purchase flood insurance. Whether you have insurance already or are considering purchasing insurance, there is new information that you need to know.

Historically, FEMA, the Federal Emergency Management Agency, would determine the flood risk of property based on published Flood Insurance Rate Maps. The maps, or FIRMs, would show different flood factors and flood risk potential which they would use to set the rates of flood insurance. This methodology has not changed in over 50 years, but the change is coming, effective October 1, 2021.  FEMA’s new method called Risk Rating 2.0 utilizes newer technology available to assess the flood risk of a property.

Using Risk Rating 2.0, FEMA estimates that 14% of Texas residents with an existing flood insurance policy will see an immediate decrease in their flood insurance premium; 79% of Texas residents with an existing flood insurance policy will see an immediate increase in their flood insurance premium that could be as much as $120 per year; 3% of Texas residents with an existing flood insurance policy will see an immediate increase in their flood insurance premium of $120 to $140 per year; and 4% of Texas residents with an existing flood insurance policy will see an immediate increase in their flood insurance premium greater than $240 per year. These FEMA estimates are for the first effective year and are averages only.

We do not yet know how Risk Rating 2.0 will impact flood insurance prices in Pecan Grove MUD. We do not know which category of premium change will include the District or your home.  However, if you already have flood insurance, FEMA says you will be grandfathered into how fast your flood insurance premium can increase. Under current law, it is federally mandated that a flood insurance premium cannot increase by more than 18% per year and FEMA indicates that they will abide by this rule.

However, we cannot guarantee any specific information about FEMA’s program or how future increases will be applied.

As Board members, we encourage you to get flood insurance now. Contact your home insurance provider. Since a flood insurance policy takes 30 days to go into effect, you must purchase your policy by September 1, 2021, for your policy to become effective prior to the effective date of Risk Rating 2.0.

Additional information regarding Risk Rating 2.0 can be found at Risk Rating 2.0: Equity in Action | FEMA.gov. We encourage you to visit the FEMA website and/or talk to your insurance agent as soon as possible.